20 Best Digital Wallets in India


Here Are The Top 20 Digital Wallets in India by sumHR

1) Airtel Money:

2) Citi MasterPass:

3) Citrus Pay:

4) Ezetap:

5) Freecharge:

6) HDFC PayZapp:

7) ICICI Pockets:

8) JioMoney:

9) Juspay:

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10) LIME:

11) Mobikwik:

Mobikwik is a Gurgaon based e-wallet payment system in India that helps its users store their money. Founded in 2009 by Bipin Singh and Upasana Taku, this digital wallet enables users to recharge, pay bills, and make third-party purchases with one tap.

12) MomoeXpress:

MomoeXpress, a Bangalore based digital wallet in India, claims to have the fastest checkout system. Though they’re only available in Bangalore, they have a wide range of solutions they offer to residents on the city. From paying for your rickshaw ride to salons & spas, there are over 3000 outlets available at your disposal.

13) MoneyonMobile:

MoneyOnMobile, authorized by the Reserve Bank of India, enables users to buy goods, products, and services from registered merchants. It’s a multilingual app that reaches remote areas of the country to millions of users making online payments available to a wide population.

14) Mswipe:

Mswipe, the first mobile point-of-sales solution in India was founded in 2012. They don’t exactly offer an app, but they do provide a machine that can be attached to your mobile device to accept card payments. This may not be a digital wallet app but it does support going cashless.

15) Ola Money:

Ola Money, launched in 2015, is a digital wallet in India offered by Ola. While it’s majorly being used to make payments for Ola cab rides, making cashless traveling a dream come true, it can also be used to buy groceries or flight tickets and much more.

digital wallets in india

16) Oxigen:

Oxigen, a FinTech company founded in July 2004, is one of the major providers of digital payment in India. Along with making online purchases and paying bills, you can also send gift cards to your dear ones.

17) PayMate:

PayMate, founded in 2006 by Ajay Adiseshann, launched PayPOS in 2012, an app for small business owners to receive payments conveniently via debit cards and credit cards and also process electronic transactions.

18) Paytm:

Paytm, launched in 2010, is currently the largest mobile wallet app in India. With payments via Paytm being accepted almost everywhere, it’s hard not to simply switch to it completely. From paying mobile bills to buying movie tickets, there’s almost nothing you can’t do with Paytm.

19) PayUmoney:

PayUmoney, a part of PayU India, is a free payment gateway solution for merchants to collect payments from customers via debit/credit cards or net banking, and more. They also offer SMS and email invoicing for merchants that do not have a website.

20) State Bank Buddy:

State Bank Buddy, a product of State Bank of India, is an online wallet in India that’s available in 13 languages. Users (non SBI account holders too) can send money via Facebook, or to other bank accounts, book hotels or movie tickets and much more!

If you’re looking to get on board the cashless India movement, these are some of the best digital wallets in India you must opt for.

If you’re a digital wallet startup in India looking to streamline your HR & Payroll process, give us a call at +91 922 221 3195 or visit signup.sumhr.com now.


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They say ‘Never judge a book by its cover’ and the same goes for Ankkita, tiny human with a huge imagination. Chocolate runs in her veins, can’t cook to save her life but can eat like a champion. Writing is her escape from the world or it’s like living in Narnia as she calls it. Music, books, and chocolate are three words that can sum up her life.

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